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Featured News & Updates

How to Choose a Mortgage Lender

Finding the best mortgage is not just about finding the lowest rate, but the best fit. 

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Smart Strategies for Paying Off Student Loans
With perseverance and ramen noodles you graduated from college. Now you are ready to apply everything you learned towards a bright financial future.... Read More of this article

Understanding Installment Loans and Credit Card Interest Rates
Sometimes we all need to make a purchase that requires us to borrow money or rely on credit. These can be larger investments, like starting up a new... Read More of this article
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Featured News & Updates

The Great Card Debate: Credit vs. Debit
If you ever wondered about the difference between credit and debit cards you’re not alone. They both provide a safe, convenient way to make purchases... Read More of this article

Citizens Bank Sponsors the Aspire Women's Leadership Series
Citizens Bank is proud to be a title sponsor of the Aspire Women's Leadership Series as part of our unwavering commitment to our Central Indiana... Read More of this article

Meet Our Citizens: Edward James, Mortgage Loan Officer
Ed James has been in the housing industry for over three decades. With 35 years in the real estate industry and a broad knowledge in banking and mortgage... Read More of this article
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  • Disputes
  • How to dispute debit card transactions
  • With a Roth IRA, you typically pay taxes on the money before you contribute to your IRA. This means you generally can make qualifying withdraws once you reach 59 1/2 years of age without paying additional taxes on the distributions.
  • A traditional IRA allows you to direct pre-tax income toward investments that can grow tax-deferred until your retirement. You cannot contribute after age 70 ½ and distribution is required at that age.

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