Business Card

Preferred Points Rewards


  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances. Individual billing option only.


  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.


To Apply Now

Printed Application

  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
  • Supporting documents vary depending on the type of business you have. See chart below.
  • Fax your completed application to the Card Service Center at 877-809-9162.

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120


Supporting Documents for Your Card Application

  Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
Application x x x x x
Organizational Papers x x x x x
Borrowing Resolution   x x x x
Financial Statements   x x x x
Personal Guaranty x x x    
Personal Tax Return x x x    

Extraordinary benefits with MasterCard® including:

  • Car Rental Collision Damage Waiver
  • Extened Warranty
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Roadside Assistance
  • Baggage Delay Insurance

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

  1. Please see application for information about current APRs and fees.
  • Disputes
  • How to dispute debit card transactions
  • With a Roth IRA, you typically pay taxes on the money before you contribute to your IRA. This means you generally can make qualifying withdraws once you reach 59 1/2 years of age without paying additional taxes on the distributions.

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