Personal Credit Card

Features

• No annual fee.
• Low introductory rate for the first six months.¹
• Competitive ongoing APR.¹
• 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

• 24-hour toll-free live customer assistance available at 800-367-7576.
• Online account information available 24/7 at www.cardaccount.net.
• Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
• Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

• Other fees may be charged, these fees are listed on the downloadable application.

Applying is as Easy as 1-2-3

1. First, download our Credit Card Application
2. Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
3. Fax your completed application to the Card Service Center at 877-809-9162 or mail your completed application to:
   Card Service Center
   PO Box 569120
   Dallas, TX 75356-9120

Extraordinary benefits with MasterCard® including:

• Rental Car Insurance
• Airport Concierge
• ID Theft Protection
• Global Services
• Cell Phone Coverage ²
• Travel & Lifestyle Services ²
• Online shopping/delivery discounts ²

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.