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Loans for All Your Needs


Loans with Great Rates

Boat & RV

Loans with Great Rates

Credit Cards

Packed with Benefits

Home Equity

Loans & Lines of Credit

Auto, RV & Boat Loans

You test drove all your favorites. You negotiated a great price. Now comes perhaps the most important part of the car-buying process: getting a great loan.

Whether it’s your first car, a farm truck, a minivan for hauling the soccer team or something recreational for having fun, we can help. Our automobile financing is available through many dealers and at all of our full service banking offices. Guaranteed Auto Protection (GAP) and Credit Life and Disability are also available.

Credit Cards

Have that peace of mind knowing you are prepared for life's unexpecteds no matter when or where they come.  Citizens Bank credit cards are accepted around the world, and they’re packed with benefits, including:

  • No annual fee
  • Low introductory rate for the first six months
  • 24 Hour toll-free live customer assistance
  • 25 days to pay your balance
  • Choose between a lower rate or a rewards paying card


Access the Equity You've Built Home Equity

Home Equity Loan

As the name implies, this is a loan with set terms. When you make your final payment, the loan is closed.

Home Equity Line of Credit

A line of credit is open-ended. Our lines of credit allow you to access your funds by making a draw from the line in person, with a check, or by transferring the funds to an existing Citizens Bank checking account.

Home equity products allow you to access the equity you’ve built up in your home—either because of payments you’ve made or appreciation in your home’s value. Because home equity products are generally available at lower rates than traditional loans, they’re often a good way to finance debt consolidation, home improvement projects, college tuition, or other large expenses.

Personal & Auto Loan Application

Get a jump start on your purchasing process and get pre-approved for a personal or auto loan with Citizens Bank.

Apply Now
  • Disputes
  • How to dispute debit card transactions
  • With a Roth IRA, you typically pay taxes on the money before you contribute to your IRA. This means you generally can make qualifying withdraws once you reach 59 1/2 years of age without paying additional taxes on the distributions.
  • A traditional IRA allows you to direct pre-tax income toward investments that can grow tax-deferred until your retirement. You cannot contribute after age 70 ½ and distribution is required at that age.

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