Certificates of Deposit**
| Type of Deposit | Min. Opening Deposit | Min. Balance to Earn APY | Effective Date | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|---|
Type of Deposit CD -- 91 days | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 0.05% | Annual Percentage Yield (APY) 0.05% |
Type of Deposit CD -- 182 days | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026
| Interest Rate 0.50% | Annual Percentage Yield (APY) 0.50% |
Type of Deposit CD -- 12 months | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 0.75% | Annual Percentage Yield (APY) 0.75% |
Type of Deposit CD -- 18 months | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 1.00% | Annual Percentage Yield (APY) 1.00% |
Type of Deposit CD -- 24 months | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 1.50% | Annual Percentage Yield (APY) 1.50% |
Type of Deposit CD -- 30 months | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 1.75% | Annual Percentage Yield (APY) 1.76% |
Type of Deposit CD -- 36 months | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 2.50% | Annual Percentage Yield (APY) 2.53% |
Type of Deposit CD -- 48 months | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 2.75% | Annual Percentage Yield (APY) 2.78% |
Type of Deposit CD -- 60 months | Min. Opening Deposit $500 | Min. Balance to Earn APY None | Effective Date 3/24/2026 | Interest Rate 3.00% | Annual Percentage Yield (APY) 3.04% |