Checking Accounts Citizens Bank

[icon-no]	Community Checking	Relationship Checking	Student Checking	Heritage Checking	Heroes Checking
no Online Banking¹	Community Checking ✓	Relationship Checking ✓	Student Checking ✓	Heritage Checking ✓	Heroes Checking ✓
no Bill Pay¹	Community Checking ✓	Relationship Checking ✓	Student Checking ✓	Heritage Checking ✓	Heroes Checking ✓
no Mobile Banking¹	Community Checking ✓	Relationship Checking ✓	Student Checking ✓	Heritage Checking ✓	Heroes Checking ✓
no Monthly Service Charge	Community Checking $6	Relationship Checking $10	Student Checking None	Heritage Checking None	Heroes Checking None
no Minimum Balance to open Account	Community Checking None	Relationship Checking $50.00	Student Checking None	Heritage Checking None	Heroes Checking None
no Account Qualifications	Community Checking None	Relationship Checking None	Student Checking If at opening the primary owner is under the age of 18 a parent or guardian will need to be listed as a joint owner. This account is required to be enrolled in E-Statements.	Heritage Checking At least one owner must be at least 50 years of age.	Heroes Checking At least one owner must be a member of the Military, either in Active Duty, Retired or Reservist. Active and retired members of Police and Fire departments as well as other individuals who may be called “First Responders” also qualify. Both paid and volunteer members of these departments qualify.
no Service Charge Waivers	Community Checking Service Charge reduced $0.25 for each debit swipe, capped at $6 per month.	Relationship Checking A minimum balance fee (service charge) of $10.00 will be imposed every statement cycle if the balance falls below $5,000 any day of the cycle.	Student Checking None	Heritage Checking None	Heroes Checking None
no Free Incoming Wire Transfers	Community Checking ✓	Relationship Checking ✓	Student Checking ✓	Heritage Checking ✓	Heroes Checking ✓
no Mortgage Closing Discount	Community Checking $200 to qualified mortgage applicants at closing	Relationship Checking $200 to qualified mortgage applicants at closing	Student Checking $200 to qualified mortgage applicants at closing	Heritage Checking $200 to qualified mortgage applicants at closing	Heroes Checking $200 to qualified mortgage applicants at closing
no Loan Auto-Debit Discount²	Community Checking 0.25% annual percentage rate	Relationship Checking 0.25% annual percentage rate	Student Checking 0.25% annual percentage rate	Heritage Checking 0.25% annual percentage rate	Heroes Checking 0.25% annual percentage rate
no First (2) NSF/OD Fees Refunded³	Community Checking ✓	Relationship Checking ✓	Student Checking None	Heritage Checking ✓	Heroes Checking ✓

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E-Banking