Lock icon

E-Banking

Banking Loaded with Benefits

eBanking

Bank with Ease

Learn More

Checking

Tailored for Your Needs

Learn More

Savings

Save & Invest

Learn More

Rates

Competitive Rates

Learn More
Peace of Mind with

CheckProtect

For Life’s Slip Ups

Everybody makes mistakes. That’s why we offer our CheckProtect service. Once enrolled, your checks may be covered (up to a total of $500. Includes bank/NSF fees) in the event that funds aren’t currently available in your account.

To apply for CheckProtect, please see your local branch.

Overdraft protection is available if your checking account is eligible and the following qualifications are met:

  • No other overdraft Protection.
  • No more than 15 days overdrawn in the last 30 days.
  • No more than 30 days past due on loans.
  • Account not subject to any legal or administrative order or levy.
  • Account has been open at least 60 days.
  • Deposits of $250 or more in the last 30 days.

*Overdraft fees of $35.00 per overdraft may be imposed for any overdraft created by checks, in-person withdrawals, or by electronic means, as applicable.

close up programmer man hand show virtual reality interface locked for protection data in office operation room for cyber security and digital authentication concept

Free Student Checking

If you’re between the ages of 16 and 23, this account might be perfect for you. There are no monthly service charges on our Student Checking account. We’ll even reimburse you up to $12 per month for ATM fees charged to you by other banks. Hey, students need all the breaks they can get, right?

Learn More

Money Market Savings

You work hard enough, so let your money do more for you through a Money Market Savings Account at Citizens Bank. Earn higher rates of interest and access your funds whenever you need to up to six times per month without penalty.

Learn More
Why Choose

Citizens Bank

Since 1931, we’ve put people first. — Our personal banking products are engineered to save you time, money, and most importantly, headaches.

Get to Know Us

Friendly lawyer or financial advisor in suit consulting young couple, smiling investment broker or bank worker making loan offer, giving legal advice, selling insurance or real estate to customers

News & Updates

Creative idea concept with lock symbol and microcircuit illustration on modern laptop background. Protection and firewall concept. Multiexposure

Phishing Scams

Beware of the Bait Phishing scams try to lure account holders into providing personal or financial information to scammers posing as a legitimate business. These scams can be conducted by email, phone calls, text messages or social media. What You Can Do Be wary of emails, text messages or phone calls that request your confidential […]

Read More

A woman on her laptop and she is smiling and waving to the laptop camera

Citizens Bank is Here for You

At Citizens Bank, we’re committed to keeping our local community informed. That’s why we’re ramping up our service to our community to include weekly blog posts educating readers on their finances. We’ll provide posts on important topics- from your personal finances, to your business, and everything in between. We’ve been putting our customers and our […]

Read More

Image of a mom and her daughter sitting on a sofa as the daughter is adding coins to a piggy bank.

Start Them Young- Teaching Kids to Save

A study by the University of Cambridge found that money habits in children are formed by the time they’re 7 years old. Which means teaching them the value of money as well as healthy habits around it has to start young. You still let kids be kids while instilling those healthy habits in fun and […]

Read More
View More Posts

Chat with a representative