Your Central Indiana Community Bank
Steve Kaiser is more than just an outstanding Commercial Lender, he is also an avid golfer and family man. With his over 35 years of experience, Steve understands the challenges businesses face in both urban and rural areas alike.
There are few, if any, situations in the area of Commercial Lending that Steve is not an expert in. If you are looking for a Commercial Lender that will not only help your business grow, but will be an advocate for your success, give Steve a call.
"My role at the bank is to assist in growing quality assets through pursuing and processing loan requests within our market. I spend much of my time developing banking relationships within that market that require collecting, analyzing, evaluating, and reviewing financial information provided by customers. I then do everything I can to assist customers and meet their needs, within the bank’s guidelines of course. I am also continually monitoring all of my existing lending relationships."
"I often have clients who believe sufficient collateral is all that is needed to obtain a loan and the interest rate has the greater impact on payment amounts as opposed amortization schedules for loans. That is just not the case."
"There are a lot of cliché phrases, analogies and experiences I have encountered that I could offer as financial advice, though the most important one is to do as much research on your own as you can. Research will make you feel more empowered when you get ready to make any financial change."
"First and foremost, it is locally owned, managed and invested into our local communities. Citizens Bank follows my number one philosophy of treating people the way you would want to be treated. The Golden Rule!"
"Everyone works as a team and the bank supports everyone’s input."
"My favorite part of my job is helping customers reach their business goals, being part of the local growth, and the satisfaction that somehow, I was a part of that. I love working with potential and existing bank customers to service their business lending needs and developing a long-term relationship with these folks. And seeing people smile, of course. That is what it’s all about."
NMLS:
resources & preparation
gain insight for the future
99 Dan Jones RdAvon, IN 46123
317-451-5242
317-204-7066
Skaiser@Citizens-Banking.com
Effective Monday, April 5, 2021, all Citizens Bank lobbies are open for normal business hours.
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