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Required Documents and Resources

The following documents have been made available to help ensure that you remain informed on the PPP process. Please return to this page frequently for updates and information.

Please note that a valid drivers license and updated contact information is required for each round of the PPP and forgiveness process.

Documentation can be sent securely to Citizens Bank using our secure file upload service.

Latest PPP Updates

May 6 2020
Preliminary Resources for Interpreting the CAREs Act....
Citizens Bank is committed to providing our PPP borrowers timely and accurate information to assist them in maximizing PPP loan forgiveness.  As we all... Read More of the article "Preliminary Resources for Interpreting the CAREs Act...."
May 1 2020
#6: What Are Forgivable Expenses Under the SBA's PPP Rules and Regulations
While we all continue to await further guidance from the SBA regarding forgiveness documentation requirements, this seems like a good time brush up a bit on... Read More of the article "#6: What Are Forgivable Expenses Under the SBA's PPP Rules and Regulations"
Apr 30 2020
#5: There Are Still Several Questions Regarding the SBA's PPP We Don't Have Answers To

We have received a number of very good PPP related questions that unfortunately at this point simply do not have answers.

Read More of the article "#5: There Are Still Several Questions Regarding the SBA's PPP We Don't Have Answers To"
Apr 29 2020
#4: Clarification on What Expenses the PPP Program Can Be Used For
Several of our PPP borrowers have asked what expenses the PPP proceeds can be used to pay, and how the 75% / 25% rule works.  Following is cut directly... Read More of the article "#4: Clarification on What Expenses the PPP Program Can Be Used For"
Apr 28 2020
#3: Documentation Required at the End of Your 8-Week Period

Wondering what sort of information you will need to provide at the end of your 8-week period? 

Read More of the article "#3: Documentation Required at the End of Your 8-Week Period"
Apr 27 2020
#2: Important Information About the SBA's 8-Week Fund Usage Window
Because Citizens Bank cares about our business partners, we have begun what will be a regular e-mail communication to help you understand what you must do... Read More of the article "#2: Important Information About the SBA's 8-Week Fund Usage Window"
Apr 24 2020
#1: An Overview of the SBA Paycheck Protection Program Loan Through Citizens Bank
Congratulations on successfully taking advantage of the SBA Paycheck Protection Program loan through Citizens Bank.  We are pleased to have been able... Read More of the article "#1: An Overview of the SBA Paycheck Protection Program Loan Through Citizens Bank"
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  • With a Roth IRA, you typically pay taxes on the money before you contribute to your IRA. This means you generally can make qualifying withdraws once you reach 59 1/2 years of age without paying additional taxes on the distributions.
  • A traditional IRA allows you to direct pre-tax income toward investments that can grow tax-deferred until your retirement. You cannot contribute after age 70 ½ and distribution is required at that age.

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