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Required Documents and Resources

The following documents have been made available to help ensure that you remain informed on the PPP process. Please return to this page frequently for updates and information.

Please note that a valid drivers license and updated contact information is required for each round of the PPP and forgiveness process.

Documentation can be sent securely to Citizens Bank using our secure file upload service.

Latest PPP Updates

Oct 14 2020
#24: Forgiveness Process Update, Including Under $50,000 Streamline
Citizens Bank is now ready to begin accepting applications for PPP forgiveness.  Depending on your loan size, our recommended actions are outlined... Read More of the article "#24: Forgiveness Process Update, Including Under $50,000 Streamline"
Sep 22 2020
#23: Information About First Due Dates, Forgiveness, and Online Banking
As you are certainly aware, the SBA and Treasury department have implemented numerous rule changes to the PPP since its inception.  Many of those rule... Read More of the article "#23: Information About First Due Dates, Forgiveness, and Online Banking"
Aug 10 2020
#22: The SBA Paycheck Protection Program Loan Forgiveness Portal Opens Today – Monday August 10th
The SBA Paycheck Protection Program loan forgiveness portal opens today – Monday August 10th.  In preparation, the SBA and the Treasury... Read More of the article "#22: The SBA Paycheck Protection Program Loan Forgiveness Portal Opens Today – Monday August 10th"
Jul 30 2020
#21: SBA to Begin Accepting PPP Loan Forgiveness Applications Starting August 10, 2020
On Friday July 24, the SBA issued a notice announcing that they will begin accepting PPP loan forgiveness applications on August 10, 2020.  Lenders... Read More of the article "#21: SBA to Begin Accepting PPP Loan Forgiveness Applications Starting August 10, 2020"
Jul 3 2020
#20: The Senate and House Pass Bill Bill to Extend Authorization of the PPP
The one thing that has been consistent with the PPP’s ever-changing guidance is that patience is key.  As of July 1st, both the Senate and the... Read More of the article "#20: The Senate and House Pass Bill Bill to Extend Authorization of the PPP"
Jun 25 2020
#19: SBA Issued New Interim Final Rule (IFR) for Borrowers
On Monday, June 22, the SBA issued a new Interim Final Rule (IFR) implementing regulation changes made to the loan forgiveness process by the PPP... Read More of the article "#19: SBA Issued New Interim Final Rule (IFR) for Borrowers"
Jun 17 2020
#18: Updated SBA Borrower and Lender Forgiveness Applications Now Online
Based upon the original 8-week covered period in the SBA PPP rules, many of our borrowers are now in position to file their applications for loan... Read More of the article "#18: Updated SBA Borrower and Lender Forgiveness Applications Now Online"
Jun 8 2020
#17: President Trump Signs the Paycheck Protection Flexibility Act
On Friday June 5th, President Trump signed the Paycheck Protection Flexibility Act.  This act provides several positive changes for PPP borrowers,... Read More of the article "#17: President Trump Signs the Paycheck Protection Flexibility Act"
Jun 5 2020
#16: Over 200 PPP Loans Totaling $19+ Million - Citizens is Making a Difference for Our Local Businesses
Citizens Bank is proud of our participation in the SBA Paycheck Protection Program and very pleased with the support and aid it has provided to our... Read More of the article "#16: Over 200 PPP Loans Totaling $19+ Million - Citizens is Making a Difference for Our Local Businesses"
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  • Disputes
  • How to dispute debit card transactions
  • With a Roth IRA, you typically pay taxes on the money before you contribute to your IRA. This means you generally can make qualifying withdraws once you reach 59 1/2 years of age without paying additional taxes on the distributions.
  • A traditional IRA allows you to direct pre-tax income toward investments that can grow tax-deferred until your retirement. You cannot contribute after age 70 ½ and distribution is required at that age.

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