Important Consumer Information:

This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

1. Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent
   1. satisfy the qualification requirements of, and are approved to do business by, the state; or
   2. are excluded or exempted from the state's licensure requirements.
2. Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve
   1. effecting, or attempting to effect, transactions in securities; or
   2. rendering personalized investment advice for compensation.