Savings
Regular Savings
Minimum opening amount -- $25. Interest paid on balances over $100. If balance falls below $200, there is a $2.00 service charge. This account allows immediate access to your funds. Interest is paid quarterly.
Money Market Savings
These accounts earn Money market rates according to the balance. These accounts also offer limited check writing privileges. If balance falls below $1,000, there is a $6.00 service charge.
Premium Rate Savings
This is a savings account for high-balance customers that pays a higher rate based on Citizens Bank cost of funds. This account also offers limited checkwriting privileges.
Interest rate is reduced to Money Market Savings rate when balance falls below $10,000 and a $6.00 fee is charged when balance falls below $5,000.
Junior Savers Club
Start the habit of saving early
Designed for youth under 18 years of age. Just a $5.00 minimum deposit to open the account. Begins earning interest immediately.
Certificates of Deposit
Certificates of Deposit pay the Highest Rate of Interest on Deposit Accounts
- A variety of terms to suit your need from 91 days to 60 months.
- Only $500 to open.
- Substantial interest penalty for early withdrawal.
Individual Retirement Accounts
Citizens Bank offers the following Individual Retirement Accounts: Traditional, Roth, and Education. We also offer the Simplified Employee Plan (SEP).
