SAVINGS
Regular Savings
This account allows immediate access to your funds. Interest is paid on balances over $100 and is paid quarterly. If balance falls below $200, there is a $2.00 service charge.
Money Market Savings
This account earns Money Market rates according to balances - the higher the balance, the higher the rate.
This account also offers limited check writing privileges. There are no restrictions on the type of ownership.
If balance falls below $1,000, there is a $6.00 service charge.
Premium Rate Savings
This is a savings account for high balance customers that pays a higher rate based on Citizens Bank cost of funds. It requires a $10,000 minimum deposit to open the account.
Interest rate is reduced to Money Market Savings rate when balance falls below $10,000 and a $6.00 fee is charged when balance falls below $5,000.
This account also offers limited checkwriting privileges. There are no restrictions on the type of ownership.
Certificates of Deposit
Certificates of Deposit pay the highest rate of interest on deposit accounts. There are a variety of terms to suit your needs from 91 days to 60 months. Only $500 to open.
