CHECKING
Business Checking I
This checking account is designed for those businesses or organizations that have a small amount of account activity. The pricing of this account is as follows:
| Minimum Balance | Monthly Charge |
| $3,000 & above | none |
| $1,500 - $2,999 | 15¢ per debit beginning with 26th debit |
| $ 500 - $1,499 | $6.00 + 15¢ per debit beginning with 26th debit |
| Below $500 | $8.00 + 15¢ per debit beginning with 26th debit |
Business Checking II
The balances you have on deposit in Business Checking II reduce or eliminate your expenditures for service charges. Even though set activity costs are applied to your checking account with Business Checking II, we give you "credit" for the amount of money you keep on deposit in your account.
In addition to your monthly checking statement, you will also receive an analysis statement that shows the factors used in calculating how your balances offset your service charges.
Contact us for a separate Business Checking II brochure that gives you full disclosure and explains in detail the account analysis procedure.
| BUSINESS CHECKING II Service Activity Charges |
|
| Items Deposited | .07¢ |
| Checks Paid | .15¢ |
| Deposited Item Return | $5.00 |
| Electronic (ACH) Credits | .15¢ |
| Electronic (ACH) Debits | .15¢ |
| Account Maintenance | $6.00 |
Money Market Plus Checking
This account earns current money market interest rates. Non-profit corporations and sole-proprietorships are eligible to have this account. Business corporations and partnerships are not eligible due to banking regulations (see Sweep Account Link).
The pricing of this account is as follows:
| Minimum Balance | Monthly Charge |
| $1,000 & above | none |
| Below $1,000 | $9.00 |
There is a 15¢ per debit fee beginning with the 26th debit, regardless of balance.
Not-for-Profit Account
There is no minimum balance fee for the Citizens Choice Checking account for not-for-profit organization. This waiver does not apply to the Money Market Plus Checking Account.
PAYROLL PLUS CHECKING
For more information about offering this payroll direct deposit service to your employees, contact your local Citizens Bank branch or the Citizens Bank Commercial Loan Department at (317) 831-9617.
