Everyone needs a savings account.

And a teller who calls them by name.

Health Savings Accounts (HSA)

Today, Health Saving Accounts (or “HSAs”) are more popular than ever before—and with good reason. They’re designed to help people tackle the high costs of healthcare while saving for the future.

When you open an HSA with us, you get all the benefits of a traditional HSA—along with a team of people you can feel good about working with.

Our Health Savings Accounts allow your contributions to be fully tax deductible and your distributions for qualified medical expenses to be free from tax. To qualify for an HSA, you must be covered under a qualified High Deductible Health Plan (HDHP) on the 1st day of the month the contribution is made.

Accounts include a free debit card and the first 50 checks for free. There is no service charge, annual fee or per check/debit fees! No deposit required to open. No minimum balance required. ** Rate may change after account is opened.

To open your Citizens HSA, contact us today.

Contributions made to your HSA by you or someone other than your employer may be taken as a deduction. Account holder may not be a dependent or covered by another health plan that is not an HDHP, including Medicare.