Home Equity Loans

Home Equity Loans are a great option when you need additional funds to help pay off debt, make a major purchase or do some home improvements. Term loans are set-up with an end date and are designed for major purchases or to consolidate debt.

Home Equity Lines of Credit (HELOC) are perfect for someone who is making some home improvements or paying for a major life event. Our lines of credit allow you to access your funds by making a draw against the line in person, with a check or by transferring the funds to an existing Citizens Bank checking account.

*Closing costs on these loans are much less then a first mortgage loan and interest is usually tax deductible.

*Consult your tax advisor to determine if your interest may be deductible.

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