It’s no surprise our checking accounts are fantastic.

We’ve been perfecting them since 1931.

Student Checking

If you are between the ages of 16 and 23, this account is perfect for you. There is no monthly service charge on our Student checking account. Citizens Bank will never charge you for using another banks ATM and will even reimburse you up to $12 per month for the fees charged to you by a competitor bank.  

Student Checking benefits:

  • Free ID Theft Protection Benefits 
  • Payment Card Protection, $2,500 Personal Identity Protection, Identity recovery and restoration
  • Free Online Banking, Bill Pay, and Mobile Banking*
  • No deposit required. No minimum balance required
  • Refund of Other Bank's ATM Fees (up to $12 per month)
  • Free Incoming Wire Transfers
  • No Monthly Service charge if e-statement is set-up within 60 days**

To open your Student Checking account, contact us today.

*Message and data rates may apply from your wireless carrier.

**If e-statement is not set-up within 60 days, the account will be changed to a Basic Checking account.  Basic Checking has a $4 monthly service fee and a 50¢ per debit after the 11th transaction. 

Check images will not be returned, but will be available upon request. Individuals under the age of 18 will require a co-owner 18 years or older. This account will automatically convert to Free Checking when the youngest signer reaches the age of 24.