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Personal Banking

Student Checking

If you are between the ages of 16 and 23, this account is perfect for you. There is no monthly service fee on our Student checking account. Citizens Bank will never charge you for using another banks ATM and will even reimburse you up to $12 per month for the fees charged to you by a competitor bank.  

Student Checking benefits:

  • Free ID Theft Protection Benefits
  • Free Online Banking, Bill Pay, and Mobile Banking*
  • Refund of Other Bank's ATM Fees (up to $12 per month)
  • Free Incoming Wire Transfers
  • No Monthly Service Fee if e-statement is set-up within 60 days**

*Message and data rates may apply from your wireless carrier.

**If e-statement is not set-up within 60 days, the account will be changed to a Basic Checking account.  Basic Checking has a $4 monthly service fee.

Check images will not be returned, but will be available upon request. Individuals under the age of 18 will require a co-owner 18 years or older. This account will automatically convert to Free Checking when the youngest signer reaches the age of 24.