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Personal Banking

Free Checking

Our Free Checking is simply the best!  Even if you are completely happy with your current checking account, you should check out Free Checking to see why it is the very best.


Free Checking benefits:     

  • Free ID Theft Protection Benefits
    • Payment Card Protection
    • $1,000 Personal Identity Protection
    • Identity Recovery & Restoration
  • Free Online Banking, Bill Pay, and Mobile Banking*
  • First TWO Non-Sufficient Fund Fees Waived**    
  • Free Safe Deposit Box for One Year (small box, subject to availability) 
  • $100 Mortgage Closing Discount
  • Free Incoming Wire Transfers
  • Free e-statements
  • Check images are available online with this account 
  • No monthly service fees with an active relationship through Direct Deposit or e-statement within 60 days 
  • Direct Deposit must be employer payroll or Federal monthly payments including Social Security payments

Account will be converted into a Basic checking if qualifying relationship is not maintained.  Basic Checking has a $4 monthly service fee.

*Message and data rates may apply from your wireless carrier

**Customer must request waivers.  NSF (Non-sufficient Funds) fees apply thereafter.  NSFs are paid at the bank's discretion.