It’s no surprise our checking accounts are fantastic.

We’ve been perfecting them since 1931.

Free Checking

It appears we've crossed the line from customer appreciation to downright infatuation. You see, this is the best free checking account we've ever seen at our bank --or any other. But, heck, we think you deserve it. Open a new Citizens Bank Free Checking account today, and get all this:

  • Free ID Theft Protection Benefits
    • Payment Card Protection
    • $1,000 Personal Identity Protection
    • Identity Recovery & Restoration
  • Free Online Banking, Bill Pay, and Mobile Banking*
  • First TWO Non-Sufficient Fund Fees Waived**
  • Free Safe Deposit Box for One Year (small box, subject to availability)
  • $100 Mortgage Closing Discount
  • Free Incoming Wire Transfers
  • Free eStatements
  • Check images are available online with this account but are not returned with monthly statements
  • No monthly service charge with an active relationship through Direct Deposit or e-statement within 60 days 

Account will be converted into a Citizens Bank Basic checking account if qualifying relationship is not maintained. Basic Checking has a $4 monthly service charge plus a 50¢ per debit fee with the 11th debit. $50 minimum deposit to open. No minimum balance required.

*Message and data rates may apply from your wireless carrier

**Cards are given at account opening. Customer must request waivers by presenting cards. NSF (Non-sufficient Funds) fees apply thereafter. NSFs are paid at the bank's discretion.