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Business Banking

 

 

 

Business Toolkit

A variety of other programs are available through Citizens Bank. These programs are designed to help you save valuable time and resources.

For more information on any of our commercial services please contact a loan officer or branch manager. You may also email commloan@citizens-banking.com

  • Merchant Processing is available at very competitive prices. As the need to take credit/debit cards continues to grow, Citizens Bank has stayed ahead of the curve to offer the latest technology while offering your customer flexible payment options, including internet based POS capability.
  • Remote Deposit Capture allows you to deposit your business checks from the comfort of your office saving you and your employees the time that you may have previously spent driving to the bank to make your deposits.
  • Business Online Banking gives you the capability to do wires, ACH origination, Online TT&L Payments, stop payments, bill Pay, bank transfers, Sweep transfers and accounting and reporting services through online channels designed around times that are convenient for you.
  • Zero Balance accounts allow you to utilize one account for a specific purpose to assist you in tracking and monitoring your business expenses.
  • Sweep Accounts are designed for our business customers who carry an average balance of over $25,000 in their checking account. Current regulations do not allow interest to be paid on Commercial for profit checking accounts, however through our sweep repurchase agreement, you are eligible for interest on amounts that exceed your target balance. The repurchase agreement allows Citizens Bank to "sweep" excess funds for investment and pay a high rate of return to you. This swept funds are not FDIC insured.

*Each of the above products requires approval by a loan officer or branch manager. Additional fees may apply