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Business Banking

 

Business Checking Programs

Business Checking 1

This checking account is designed for customers who may not have as much activity. This account is available to all businesses including sole proprietors. Only $50 is required to open this account. Monthly fees are determined based upon the balance and number of transactions.

Minimum Balance Monthly Charge
$3,000 and above No monthly service charge or per debit charge
$1,500-$2,999 .15 cents per debit beginning with the 26th debit
$500-$1,499 $6 plus .15 cents per debit beginning with the 26th debit
$0-$499 $8 plus .15 cents per debit beginning with the 26th debit

Business Checking 2

This business checking account is designed for customers who have moderate to high volume activity. There are activity fees associated with this account, however, they may be offset by higher balances.

Account analysis statements are sent monthly and will show the activity and current earnings credit. If the earnings credit is larger than the total activity charges, there will be no fee assessed for that month. If the total charges are larger than the earnings credit, the difference is charged to the account on the 1st business day of the next statement period.

Items Deposited .07 cents each
Checks Paid .15 cents each
Electronic Debit or Credit .15 cents each
Deposited item returned $5 each (charge back)
Account Maintenance $6 monthly